Lack of Funds ...??

As they say, It starts with a dream.  Add confidence, and it becomes a belief.  Add commitment, and it becomes a goal in sight.  Add action, and it becomes a part of your life.  Add determination and time, and your dream comes true.

When you least expect it, something great will come along. Something better than you ever planned for. Mother Nature opens millions of flowers every day without forcing the buds. Let this be a reminder not to force anything, but to simply give beautiful things enough love and an opportunity to grow naturally.

Today, choose differently. Pick one part of your life that you are unhappy with and look at it from a different point of view. See the rain as nourishment for future growth. Consider being alone for a little while to create the solitude you need to hear your inner voice. Think of your lack of funds as an opportunity to experience the simple things in life. Right now, you can choose to allow the light to shine in your life. It is a choice. Why not allow it?

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20 Business Ventures Ideas for budding entrepreneurs which can be started within Rs 5 lakh only

No.	Business	What's it about	Skills  Needed	Amount you need to start (Rs)	Gross Profit (%)	Break even period	Company in  the Name	Entrepreneur(s)
1	Ultra-short temping services	Arrange temporary manpower for event managers. There are young people reaady to make some quick money and event managers are looking for more hands.	Networking	1,000	20	10 months	Radicals, Mumbai	Chirag Bhatia, Varun Parekh
2	Shoe wash	Canvas shoes were cleaned earlier with just detergent and an old toothbrush. But people who wear today's fancy sneakers prefer paying a bit to have them cleaned by experts.	Knowledge of using the chemicals involved, marketing	7,000	40	3 months	Shoe Laundry, Mumbai	Sandeep Gajakas
3	Food delivery	How do you lay out a dinner spread with the best dishes from the best restaurants in town? Or, get food from your favourite resturant? A specialist food delivery service can do just that.	Marketing and sales	15,000	20	2 months	Dial-a- Meal, Hyderabad	Pani Kumar Reddy
4	Uniform making	B-schools are making dress codes compulsory for students. Law and medical colleges may do the same. Tie up with these institutions to deliver dresses at student-friendly prices.	Man management	20,000	N.A.	1 year	Ecstacy Enterprises, Kolkata	Atiq Shah
5	Property management	Find a suitable workplace for business enterprises and save their time by doing all the cumbersome paperwork for them.	Marketing and sales	50,000	50	1 month	E-States International,Pune	Sundip Joshy, Sachin Dhanwala
6	Telecom Business Consultantcy	With the spirit of entrepreneurship reaching new heights, leverage your knowledge and expertise to make business plans for budding entrepreneurs.	Networking	50,000	N.A.	4 months	Tons Telecom, Bangalore	Sridhar Pai
7	Wedding planning	Weddings in India have unmatched opulence and are a long drawn process in some parts. Organise them for people who do not have the time.	Creativity	50,000	15	Depends on projects you get	TAB Events, Delhi	Rita Bhasin
8	Concierge services	Arrange services like medical treatment, babysitting and even plumbing for newcomers to a place.	Networking, communication skills	50,000	10	6 months	Concierge 4 India, Delhi	Arvind Pandey
9	House keeping (hotels)	Help hotels keep their rooms spick and span.	Man management, communication skills	50,000	20	N.A.	Pristine Interiors, Delhi	Ritu Mukherji
10	Pre-recruitment and assessment exercise	There is a talent crunch in India. Help cos hire workers by preparing tests and then evaluating applicants on the basis of their performance.	Marketing and sales	75,000	25	2 months	MeritTrac, Bangalore	Madan Padaki
11	Custom-making chocolates	Prepare the perfect food, chemically speaking, and serve in fancy wrappers.	Creativity, love for chocolates	100,000	30-35	1 week	Rage Chocolatiers, Bangalore	Rashmi Vaswani
12	Bus service website	Inter-city bus service is booming. Create a webpage that shows all the bus routes and their rates and through which tickets can be booked.	Knowledge of IT, bus routes	200,000	10	5 months	RedBus.in	Phanindra Sama, Charan Padmaraju, Sudhakar Pasupunuri, Bangalore
13	Custom-making festival gifts	Innovatively choose festival gifts for a client and have them appropriately wrapped.	Sensitivity, idea of direct gift makers' outlets	300,000	20	3 months	Sacred Moments, Mumbai	Prakash Mundhra
14	Online ads	Have a directory of websites and use your access to those in charge of them to get the right niche ad space for a client, so that he maximises his reach to his target audience.	Media planning, knowledge of Net, networking	300,000	20	1 year	Ozone Media, Bangalore	Kiran Gopinath
15	Verification services	Informaton security is a big concern for BPOs. Check the background of prospective employees to avoid corporate fraud.	Networking with police, legal knowledge	400,000	10	6 months	Pinkerton Consulting & Investigations India (PCII), Gurgaon	Krishnendu Biswas, works for PCII as MD
16	Tank cleaning	Growing use of water tanks and concern for hygiene gives you a chance to displace the guy in dirty overalls and professionally clean tanks with the right equipment.	Tech-savvy	400,000	30	7 months	TanClean, Mumbai	Sunil Uplab
17	Travel guide	Pollution, long working hours, stress - customise trips to forests, fishing riverines and mountains for those who just wanna chill	Knowledge about getaways, high fun quotient	1,50,000	35	24 months	Outrigor, Bangalore	Sandeep Chakrabarti
18	Revenue credit billing	Manage the credit finances of hospitals that are outsourcing this job. The quicker you recover money for your client the more the chances of success.	Knowledge of insurance, networking	2,00,000	20	3 months	Health and Insurance Integrated, Noida	Deepak Mendiratta
19	Merchandising services	Merchandising by business establishments is growing. Do it efficiently for them.	Marketing, creativity	2,00,000	10	15 months	Desk Digital Print, Delhi	Yogesh Bharadwaj
20	Housekeeping (offices)	Help Shining India. Get its offices cleaned.	Man management, communication skills	5,00,000	5	12 months	Collections, Delhi	Ramesh

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New Fund Offers

Schemes Regular

Name		Open Date	Close Date
Axis Gold Fund (D)		30-09-11	14-10-11
Axis Gold Fund (G)		30-09-11	14-10-11
DSP BR World World Agriculture (D)		30-09-11	14-10-11
DSP BR World World Agriculture (G)		30-09-11	14-10-11
ICICI Pru CPO Fund - Sr-IV 36M (D)		22-09-11	05-10-11
ICICI Pru CPO Fund - Sr-IV 36M (G)		22-09-11	05-10-11
L&T MIP - Wealth Builder Fund (G)		27-09-11	11-10-11
L&T MIP - Wealth Builder Fund (MD)		27-09-11	11-10-11
L&T MIP - Wealth Builder Fund (QD)		27-09-11	11-10-11

previous fund offers

Schemes FMP

Name		Open Date	Close Date
Axis FTP - Sr 16 (370D) (D)		22-09-11	05-10-11
Axis FTP - Sr 16 (370D) (G)		22-09-11	05-10-11
Axis FTP - Sr 16 (370D) (QD)		22-09-11	05-10-11
Birla SL FTP Sr-DQ (370D) (D)		03-10-11	11-10-11
Birla SL FTP Sr-DQ (370D) (G)		03-10-11	11-10-11
BNP Paribas FTP Sr-22 E (369D) (AD)		29-09-11	13-10-11
BNP Paribas FTP Sr-22 E (369D) (DM)		29-09-11	13-10-11
BNP Paribas FTP Sr-22 E (369D) (G)		29-09-11	13-10-11
BNP Paribas FTP Sr-22 E (369D) (QD)		29-09-11	13-10-11
DSP-BR FMP 12M - Sr-14 (D)		03-10-11	10-10-11
DSP-BR FMP 12M - Sr-14 (G)		03-10-11	10-10-11
DWS FTF-Sr 91 (3 years) (D)		04-10-11	18-10-11
DWS FTF-Sr 91 (3 years) (G)		04-10-11	18-10-11
HDFC FMP 24M Sep 11 Sr19 (1) (D)		30-09-11	10-10-11
HDFC FMP 24M Sep 11 Sr19 (1) (G)		30-09-11	10-10-11
HDFC FMP 370D Oct 11 Sr19 (1) (D)		03-10-11	05-10-11
HDFC FMP 370D Oct 11 Sr19 (1) (G)		03-10-11	05-10-11
ICICI Pru FMP Sr-57-3Yr- Plan B (D)		07-10-11	17-10-11
ICICI Pru FMP Sr-57-3Yr- Plan B (G)		07-10-11	17-10-11
Reliance FHF - XX Series 32 (D)		03-10-11	11-10-11
Reliance FHF - XX Series 32 (G)		03-10-11	11-10-11
SBI DFS 18 Months (7) (D)		29-09-11	07-10-11
SBI DFS 18 Months (7) (G)		29-09-11	07-10-11
SBI DFS 90 Days (50) Oct 2011 (D)		03-10-11	05-10-11
SBI DFS 90 Days (50) Oct 2011 (G)		03-10-11	05-10-11

 

Mutual Fund New Fund Listings

Scheme	Fundclass	NAV	Returns(%)
Peerless Equity Fund (G)	Equity Diversified	10.00	0.01
SBI Gold Fund (G)	Gold	9.54	-4.65
Union KBC Liquid Fund (G)	Money Market	1026.08	10160.77
Union KBC Equity Fund (G)	Equity Diversified	8.74	-12.60
Pramerica Treasury Advantage (G)	Debt - Short Term	1031.39	3.14

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Upcoming Mutual Fund Offers

Date of filing with SEBI	Draft offer documents on SEBI
16-09-2011	DSP BlackRock Dual Advantage Fund - Series 1 to 10
16-09-2011	Escort Fixed Maturity Plan - Series III
13-09-2011	SBI Capital Protection Oriented Fund Series VI
13-09-2011	SBI Capital Protection Oriented Fund - Series V
13-09-2011	SBI Capital Protection Oriented Fund Series VI

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