Budget Highlights - 2013-2014

ü  Iodised salt, match-boxes, soya products to become cheaper

ü  Increase customs duty on imported cars to 75%

ü  Raises custom duty on import on large SUVS

ü  Increase excise duty on some Cigarettes

ü  Customs duty on gold bar coins raised to 4%

ü  Customs duty on platinum raised

ü  Customs duty on gold raised

ü  Some infra services exempted from service tax

ü  Tax exemption of up to Rs 5,000 for health insurance towards annual preventive check up

ü  Basic customs duty on bicycles raised to 30%

ü  Exempts LCD LED panels from customs duty

ü  Iron ore machinery part duty cut to 2.5%

ü  Airline parts exempted from basic custom duty

ü  Rs 15,890 crore for recapitalisation of PSU banks

ü  Coal LNG exempt from customs duty

ü  Exemption of customs duty of 5% on equipment for fertilizer plants

ü  To keep peak custom rate unchanged

ü  To raise duty on large cars 27 pc duty

ü  Excise duty hiked to 12 pc from 10 pc

ü  Service tax raised to 12 pc from 10 pc

ü  FY13 market borrowing at Rs 4.79 lakh cr.

ü  Introduction of compulsory reporting requirement of assets held abroad

ü  To exempt some movie services from service tax

ü  Govt services, education, entertainment, public transport exempted from service tax

ü  School education exempted from service tax

ü  FM says information on black money stashed abroad has started flowing in and prosecution to be executed in some cases

ü  Removes restriction on venture capital investment

ü  No change in corporate tax

ü  Income above 10 lakh will have 30% income tax

ü  Income from 5 to 10 lakh will have 20% income tax

ü  Income Tax at 10 percent for Rs 2-5 lakh

ü  Tax exemption limit up to 2 lakh

ü  Introduce new law for micro finance institutions

ü  FY12 fiscal deficit at 5.9% and FY13 fiscal deficit at 5.1%

ü  7 medical colleges to be upgraded to All India Institutes

ü  FY13 non plan expenditure at 9.7 lakh crores

ü  Non-tax revenue receipts estimated at Rs 1.64 lakh crores

ü  Additional 3 per cent interest subvention to farmers for promptly repaying their due

ü  Rs 25,555 cr for Right to Education in FY13

ü  Rs 193107cr in FY13 for defense

ü  Rs 1000 crores for National Skill Development Fund in FY13

ü  Rs 15,850 crore to be allocated to Integrated Child Development Scheme in 2012-13

ü  Pranab says the Nandan Nilekani panel recommendation on direct transfer of subsidy accepted

ü  NRHM allocation increased to Rs 20,820 cr.

ü  FM announces new equity savings scheme

ü  Rs 14000 crore for rural drinking and sanitation in FY 13

ü  Rs 242 crore project with World Bank assistance to improve dairy production.

ü  Credit guarantee fund for education loans

ü  National mission for food processing

ü  6,000 schools proposed to be set up in 12th year plan

ü  1 percent loan subsidy on home loans up to Rs 15 lakh

ü  New PDS for food security

ü  Allocate Rs 14232 cr to UID project

ü  Set up state-run irrigation facility

ü  Remove infrastructure bottleneck: FM

ü  Budget commits to multi-brand FDI

ü  Tax free-infra bond for Rs 60,000

ü  Allow ECB funding to finance working capital needs of airlines for 1 year

ü  Rs 30,000 crore to be raised through disinvestment

ü  To make 8,800 km of highways in FY13; outlay raised

ü  Irrigation, dams eligible for a special fund

ü  Tax exemption on individual share investment below Rs 10 lakhs

ü  Become self sufficient in urea production in next 5 years

ü  Some subsidies inevitable, says Pranab

ü  FM promises tax incentive for new investors

ü  Considering FDI in airlines

ü  Infrastructure debt fund launched

ü  Sensex trading 180 points higher

ü  Food subsidy will be fully provided for in the Budget

ü  Consortium for direct lending approved

ü  Implement direct tax code the earliest

ü  Focus on removing infrastructure bottlenecks

ü  Direct cash subsity to LPG, Kerosene

ü  Signs of turnaround in economy in March

ü  Address malnutrition decisively

ü  Bring down subsidy to 1.7 percent of GDP in the next 3 years

ü  Economy to grow at 7.6 percent in 2012/13

ü  Direct subsidy to retailers, farmers

ü  Address the problem of black money; FM expects inflation will come down; Have to accelerate pace of reforms

ü  Need to improve supply side in economy says FM

ü  Performance this year was disappointing but as compared to peers India was better says FM

ü  Weak industrial growth has held us back says Pranab

ü  Pranab Starts the budget presentation. He syas for Indian economy it has been a year of recovery interrupted.

ü  DMK MPs not attending Parliament for the Budget

ü  Can Pranab Mukherjee take the initiative to halt the deteriorating economic growth? Can he make this a significant budget?

ü  Rupee strengthens before budget

ü  Oil & Gas: expect status quo to be maintained on customs and excise duties in the oil & gas sector in the light of the sustained high losses on sales of subsidized petroleum products at current retail selling price.

ü  Nominal GDP growth of 14 to 14.5 percent is likely to be used for the budget arithmetic

ü  In the fertilizer and chemical sector, there is an expectation that the customs duty on various inputs like LNG, Naphtha, Alcohol, Propylene etc will be removed from current rate of 5 percent.

ü  In the automobile sector, the expectation is that there will be an increase in excise duty across segments and also there is possibility of additional tax on diesel vehicles.

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Married life begins.. !!

In childhood, Schools teach you maths, physics, bio, chem, english, hindi, geo, history and the rest of the pothas, but why don't they teach you "giving"?

Being useful to others is the most important subject to teach & learn..
It is very much required in life and marriage demands it more.

Also, losing your temper is foolish and ignoring your insult is SMART.
Never underestimate yourself and value your individuality.

Will share more such lessons when i`ll experience more :O

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papa main chhoti se badi ho gayi kyun..

papa main chhoti se badi ho gayi kyun,
papa ki nigahon mein, mamta ki baahon mein,
kuchh din aur rehti to kya bigad jata.........

will miss u a lot

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Wedding Invitation

Hello All,

Saurabh and I would request the pleasure of your company at our wedding.

Please complete our happiness by celebrating our wedding on

January 30^th 2013

At

Tulsi Udyan, Mehmoor Ganj, Varanasi, U.P., India

                 Please find the wedding card as an attachment.  

 Visit our wedding site for more details @                                                                         http://www.ewedding.com/sites/SaurabhHetal/

                                               Cheers! 
                                      Saurabh &  Hetal

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HAPPY NEW YEAR 2013

Still deciding on your resolutions and goals?  Need a few words of wisdom?
Remember the feeling you get from taking the first step is far better than the feeling you get from sitting around thinking about it. So get up and get moving.
Take the first step this year – just one small step forward.
The greatest miracle of your success will not be that you finished, it will be that you had the courage to begin.
With this wishing you all HAPPY NEW YEAR 2013!

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100 kaam aur akeli jaan

so much of work but no mood to do any.. don`t know why i need to prioritize all the thngs in the world when i just want to sit & relax only and do nothing. marriage is on the head and all i am fill up with never ending list of millions of things..

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Things Money can`t buy you..

You aren’t wealthy until you have something money can’t buy.
- Garth Brooks

• A First Kiss from Someone Special – The sweet rush of butterflies in your tummy when you kiss someone special for the very first time.
• The Realization of True Love – The warm feeling you get many years after your first kiss when you realize you married the right person.
• Beauty – Because beauty is in the eye of the beholder.
• True Friendship – Through thick and thin, they stood by your side.  They were there when you had nothing but them.
• Peace of Mind – It can only be acquired with an honest heart.
• Beginner’s Eyes – You’ll never see it again for the very first time.
• The Joy of Telling an Interesting True Story – One of the most enticing roles we lead in life is that of a storyteller.  There are few things more satisfying than telling a true story that others enjoy listening to.
• Happiness – True happiness is achieved by doing what you love and being involved in something you believe in.
• Success – Success is simply excelling at doing what you love.
• A Single Moment of Time – Once it’s gone, it’s gone.  Don’t miss it.
• A Baby’s Laughter – Babies don’t care about money.  They care about kindness, love, and living in the moment.
• Surprise Encounters with Long-Lost Friends – You haven’t seen them in years, and you figured you’d probably never see them again.  Then suddenly, there they are standing right in front of you.
• The Feeling of Self-Accomplishment – You set your sights on a specific goal and followed through until you achieved it.  Now that’s something to celebrate.
• The Sound of Raindrops Outside – …as you snuggle up on the couch.  Few sounds are more soothing.
• A Good, Genuine Conversation – Those moments of verbal bonding when the topic of conversation flows seamlessly and all parties involved gain as much as they put in.
• An Unexpected Compliment – It seems like just another dreary Monday afternoon, but then she walks into your office and says, “I love your shirt.  That color looks great on you.”
• The Feeling You Get When Your Idea Works – You’ve been struggling to resolve a complex problem all day, but you just can’t seem to get it right.  Filled with frustration, you decide to try one last idea before calling it a night.  You’ve had many ideas before that failed miserably… but this time it works.
• Randomly Hearing Your Favorite Song – You’re stuck in bumper to bumper rush hour traffic, so you crank on a radio station for a little distraction.  The opening notes to your favorite song instantly chime in.
• Watching a Live Blooper Unfold in Front of You – As you walk alongside a friend, she trips over her own feet, wobbles erratically, regains her balance, and then tries to play it off like nothing happened.  Hilarious!
• A Sunny Sunday Afternoon – The birds are chirping, a light breeze in blowing through your hair, and the sun’s rays are warming your cheeks.
• The Rush of Adolescent Love – Those magical moments of adolescent lust and affection that only you and one other person rightly remember.
• Being In The Right Place at The Right Time – You’re sitting in the nosebleed seats at a professional baseball game.  The home team batter cranks a monstrous, game-winning home run.  The ball bounces off another fan’s glove two seats in front of you and lands right in your lap.
• The Recollection of Great Childhood Memories – Do you remember the first time you learned to ride a bike?  What about wrestling with your dad?  Or climbing trees with your friends?
• Reminiscing About Old Times with Your Best Friend – Those crazy life experiences only the two of you lived through together.  Like that wild 24 hour road trip to Atlanta, or that drunken night on the 3rd floor balcony of your college apartment.
• Passion – True wealth comes naturally to those who follow their hearts.  You can’t pay someone to be emotionally passionate about something.  Nor can you pay them to psychologically give-up on their passions.
• Objects of Sentimental Value – Old family photos, your great grandmother’s music box, that painting your baby brother made for you… some things are priceless.
• The Comfort of an Old Familiar Smell – You just pulled into your parent’s driveway after being away for a long while.  You smell familiarity in the air, the scent of the pine tree in the neighbor’s yard.  As you head through the front door, more familiar smells consume your senses.  Gosh, it feels good to be home.
• The Hilarity of an Inside Joke – You’ll never get it unless you were there at its inception.
• Amazing Talents You Are Born With – Like the mind of a genius or the voice of an angel.
• The Excitement of Making Someone Else Smile – Because her smile makes you smile back.
• Exercising Your 5 Senses – Sight, hearing, smell, taste and touch.  Each provides a gateway to rewarding personal experiences.
• Sharing a Good Laugh with Friends and Family – Some of the most memorable moments in your life will be moments spent in laughter.
• The Warm Coziness of Your Own Bed – No bed is more comfortable than your own.
• Watching Wild Animals in Nature – Like a hawk gracefully soaring above the tree line, or a deer prancing across a grassy field.
• A Home – Money can buy a house, but not a home.  Because home is where the heart is.
• Waking Up to the Smell of a Home Cooked Meal – You were still asleep, but someone special knew you’d be hungry soon.
• The Peaceful Sound of Absolute Silence – Shhhhh…
• Streams of Consciousness and Clarity – You’re ‘in the zone!’  Act while your mind is hot.
• The Sound of a Light Breeze Through the Trees – It’s the sound of Mother Nature all around you.
• The Captivating Experience of People Watching – The interesting (and sometimes foolish) things people do never ceases to please.  You can’t buy this quality of entertainment.
• Watching the Sunrise and Sunset with Your Beloved – Make time for this.  It’s worth it.
• The Sound and Sight of Ocean Waves – Another phenomenal act of Mother Nature.
• The ‘Pump’ After a Great Workout – You feel like you can conquer the world.
• The Blissful Act of Daydreaming – Just being… and thinking… and dreaming.
• When She Says “I Love You” - …and you know she means it because you can read the sincerity in her eyes.
• When an Unlikely Someone Remembers Your Birthday – A friend you haven’t seen in over a month calls you at 9AM on your birthday just to say “happy birthday.”
• Finding Something You Thought You’d Lost Forever – You searched for it for days and finally gave up.  Now, six months later, it basically appears right in front of you.
• The Inspiration Behind Creative Works of Art – Every piece of art is priceless in the eyes of someone who can relate to it.  The creative inspiration behind these works of art is no different.
• When Your Pet Snuggles Up Next to You – It’s just soooo cute.
• A Moment of Eye Contact with an Attractive Stranger – You’ve never seen them before, and you may never see them again.  But a moment was shared.
• A Long Hug from a Loved One – Those deep, warm hugs you wish you could nestle in forever.
• Happily Singing at The Top of Your Lungs – Well… You know you make me wanna shout! Kick my heels up and shout! Throw my hands up and shout! Throw my head back and shout! Come on now… Shout!
• Seeing Your Breath on a Chilly Night – A simple phenomenon that has entertained children since the beginning of mankind.
• The Feeling of Acceptance – You’re now a part of something greater… and it feels good.
• Watching the Clouds Form Cool Shapes – Never the same show twice.
• Cuddling a Newborn Baby – Precious… simply precious.
• When You Know You Can Trust Someone – You can see it in their eyes and you can feel it in your heart.  They have no ulterior motive.
• Sitting Around a Bonfire with Your Friends – One of the greatest settings for reminiscing and storytelling with those your care about.
• Seeing Two Elderly Folks Who are Madly in Love – It’s a sight of love that has surpassed the tests of time.
• The Beauty of a Moonlit Sky – Few simple pleasures are more satisfying than gazing up into a starry, moonlit sky.
• The Awesomeness of Skipping Rocks Across Water – It doesn’t matter how old you get, this one never gets old.
• Watching Lightning in the Distance – Peaceful and powerful at the same time.
• Slow Dancing in Your Living Room - Dancing is like dreaming with your feet. -Constanze
• Knowing She’ll Be There When You Get Back – Yes.  There is stability in your life.  And she’s a big part of it.
• Watching Her Sleep – Just being with her and breathing with her.
• The Colors of Fall – It’s Mother Nature’s artwork.
• People Who Make You Smile Just by Thinking of Them – Wherever I am, no matter what I’m doing, just thinking of her makes me smile.
• The Warm Touch of Your Beloved – It’s the touch no one else has.
• When You Realize People Are Reading What You Write – Words can’t explain it.  Thank you.
• The Excitement of a New Comment on Your Blog – We love these.  

Can you think of anything else money can’t buy?  Leave us a comment and let us know about it.

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"Satyagraha," "Swaraj" and "Swadeshi"- the three pillars of Gandhian philosophy

According to author Sudheendra Kulkarni who elaborates the thought in his new book Kulkarni has tried to wed Gandhi's philosophies with the power of the worldwide web and dared readers to strive via the Internet for development of life as a whole in his book "Music of the Spinning Wheel: Mahatma Gandhi's Manifesto for the Internet Age".

Kulkarni says he has been inspired by the life of Mahatma Gandhi and the simultaneous study of the Internet has led the author to coin the term "Internet Satyagrahis" in the book brought out by Amaryllis publications.

"It is a call to all those readers, who believe even to some extent in the power of the Internet on the one hand and also in the philosophy of Mahatma Gandhi, to become Internet Satyagrahis," Kulkarni told in an interview. "The Spinning Wheel (charkha) of Mahatma was not merely just a tool but life transformative machine to propagate ideas and ideals - namely non-violence, justice, respect for nature, equitable and sustainable socio-economic development - and my study of the Internet has made me realise that it has united the world into a single community living in a Global Village," says Kulkarni.

The author says "Satyagraha," "Swaraj" and "Swadeshi"- the three pillars of Gandhian philosophy if superimposed on the Internet can benefit the earth in entirety and also keep perils at bay.

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Project Managers - Don'T Press, Just Impress

You get a genuine prospect, you ask for requirements, tend to believe that you have understood the requirements since you would like to close the deal, you prepare a set of documents under the different names of design plan, development plan, resource plan, timelines plan, implementation plan, deployment plan, testing plan etc; and then you jump into working for the customer.

Few days pass and then the customer starts pushing to add in more features/functionalities as his maturity towards the system enhances. You tend to be polite and accept to incorporate small features that would take about 2-3 hours. Then he requests few more features and then you would assume that it is hopefully not repetitive and then accommodate in order to avoid clashes. When it continues, you start letting customer that it would be difficult to accept new requirements midway. You realize that customer delays the payment so that you would consider including his desired new features. That is when you tend to press the customer to avoid unnecessary changes, add in imaginary features and to make the payments on time. All above scenarios are very common and I guess, are applicable for all projects; regardless of whether you are building the product or providing services, the requirements of which have been hastily agreed to kick-start the project.

There is a scene in one of my favorite movies ‘Rocket Singh – Salesman of the year’. The newly graduated friends would be having late party when the DJ threatens to leave. When everybody gives up convincing him, Ranvir Kapoor walks up to him, talks for couple of mins and does the trick. “Thodisi conversation, thodisi persuasion, thodisi negotiation”. Below are few suggestions for project managers, especially for start-up organizations as they tend to give into the pressure of doing more for small payments –

• Freeze the requirements document: I understand that this is easy said than done; however, you can clearly mention that you would leverage Time and Material costing model if the requirements continue to change. Once the customer understands that he will have to pay for the delay, he will attempt to freeze the requirements.

• Document of Understanding: I agree that it is difficult to get a commitment from the customer as it is very likely that although the requirements are frozen, the customer can always interpret a requirement differently and ask you to deliver more than agreed with either the same or lower cost. Prepare a Document of Understanding and get a sign-off that your understanding of requirements is at par with them. This is one of the most crucial steps. Use your communication skills and convince its importance to the customer how it would avoid last minute unpleasant surprises and costs as well.

• List of deliverables: Ensure that everybody is clear in terms of deliverables and additional deliverables will cost timelines, resources and hence additional payments. Put down the expectations in terms of contents of document.

• Expectations Management: Usually, most of the managers do a good job of expectations management to ensure that customer’s expectations are met. However, good leaders also put down their expectations in terms of payments on time. Let’s accept it that there is no free meal in the world and someone has to pay when work is done. One needs to make it clear that the work would be stopped and resources would be allocated to different projects, if the payments are not done on time. If you do a good job of completing the deliverables as expected, you are entitled to ask for the payments on time.

• Meet decision makers: Often, the deals are lost since you spend all your energy in impressing folks who are not decision makers. Ensure that a budget is available and that decision makers are involved in discussions. Even if you don’t get decision makers to attend meeting in the first place, schedule a meeting to talk to them and explain about your expertise and services. They are the ones who sponsor the projects and approve the payments. The rest of the folks usually work on it to showcase the details for their appraisals or merely because they have been asked to get it done.

• Budget constraints: Sometimes, you get to talk to decision makers and realize that they have genuine constraints on budgets. I would suggest not hanging your boots so soon. Visit them again, check out the reasons, validate their rationale on budget and if you are able to implement it although with smaller margins but having a good long term relationship, I would recommend going with it. It takes a while to know that business is not only about money although it is an important fuel for startups as well as all organizations.

I understand that most of the people would like to make their presence felt, get recognition for their efforts and perhaps it is a human tendency. Sure, Go ahead and impress; however, by doing a great job, not by shining apples for your bosses/customers; by working sincerely and delivering the projects on time, not by stepping on your colleague’s toes; by following ethics, not by stealing somebody’s due recognition.

You’ll have different pressures at different times to deliver the job. The above pointers may help you decide whether to get pressed or leave the bosses/customers impressed.

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Indian Startups with Interesting Desi Names

While there are many established companies based in India who have adopted a foreign name to connect to the Indian mindset which aspires of foreign-label, there are a number of startups who believe “The name is built by customers, not by brands.”

Not only the mother tongue “Hindi” but quite a few startups have chosen regional languages to christen their company, right from the ancient Indian language Sanskrit to Telugu, a South Indian language.

Let us have a glimpse of these promising startups with desi names.

1. Kreeda Games

Kreeda Games is a game developer and publisher based in Mumbai. Its primary business is to design and build multiplayer Social games and game for SmartPhones. It was founded in November 2006 by three mavericks in a small garage with very big dreams. Kreeda’s particular expertise is in building games that get players to invite their friends.

Kreeda is a Sanskrit word which in English translates into “Game”.

2. Eka Software

Eka Software Solutions is a leader in technology for organizations that specialize in the buying and selling of physical commodities across world markets. Eka is derived from the word “EKAM”, which means ‘unified’ or ‘integrated’ in Sanskrit. It signifies the organizational intent to provide a single-platform solution for managing trade and risk across commodities, industry verticals and business segments.

3. Gharpay

Gharpay is a doorstep cash payment network. It collects cash from customers at their doorstep in 550 postal codes across 7 cities in India. It is practically the only organized player doing this in a  50000 crore e-commerce market that’s struggling to get people to pay online. Being an exclusive cash payment collection network, it has many advantages over courier companies providing this service.

Hindi word Gharpay translates into English as “At Home”. The second syllable “pay” is also an English word which defines the kind of service the company provides.

4. Sloka Telecom

Sloka is a Sanskrit word which means “Song”. Sloka Telecom is a Radio Access Network (RAN) solution provider. It is a pioneer in designing, developing and selling compact and cost-effective Base Stations and Consumer Premise Equipment (CPE) for new standards- WiMAX and WiFi.

5. Samvedana

Samvedana is a non-profit organization that supports social growth of the underprivileged in slums by providing educational opportunities and healthcare facilities. It achieves this by conducting welfare programmes, outdoor activities and workshops, actively in Ahmedabad. Samvedana is a Gujarati and Hindi word meaning “compassion.”

6. Pothi.com

Pothi.com is a Bangalore based start-up founded in February 2008. The company makes publishing accessible to everyone. It offers a print on demand publishing platform which can be used by individuals and organizations for publishing their books in print at very little or no absolutely zero investment. ‘Pothi’ means ‘a book’ in many North Indian languages including Hindi, Punjabi and Bengali.

7.  FoodKhoj

FoodKhoj is an online food delivery portal that allows you to place an order online, for the food of your choice from different restaurants that deliver to your area. FoodKhoj is a Hindi phrase which in English means “Search for Food”. It is a free service which aims to build up long term relationship between restaurants and customers. Customers who use the portal continuously get exclusive access to better deals, discounts and prices.

8. Makaan.com

It is the fastest growing property website in India which was established with the mission to connect relevant buyers and sellers of real estate. It helps in making wise and profitable decisions related to buying, selling, renting and leasing of properties in India.

The portal was named as such because “Makaan” is the most commonly used word among the Indian real-estate people. Most Indians also refer to their dream house as “Makaan”, which translates in English into “House”

9. SadakMap.com

SadakMap.com is a portal service that provides a different approach to finding information local to a place. It makes it convenient to use when looking for businesses, public places, etc in your locality. One unique feature about the site is the ability to post messages in your locality for everyone to see and respond to, thus creating a map-based discussion forum.

The word "Sadak" means "a road" in the Indian language "Hindi". Incidentally, it also happens to be the name of a Turkish village.

10. Chitika

Chitika is one of the largest search-targeted advertising networks, currently serving over 600 million search driven impressions per month, and growing. Founded in 2003, the founders sought a name that would suggest the speed with which its customers would be able to put up ads on their Web sites. Chitika, which means “snap of the fingers” in Telugu captured this sentiment and Chitika was born.

11. MeraEvents.com

MeraEvents which means “MyEvents” in English, is the first Indian web-based portal completely dedicated to all the Events, Conferences, Exhibitions, Seminars, and Trade fairs which offers many unique features. Its aim is to forever change the way events are organized.

12. Ayojak.com

Ayojak.com is a product innovation company which is an event solutions platform offering event discovery to users and event solutions to event organizers. It takes less than 3 minutes to publish an event page and power it with 360 degree event solution online registration apps, event solution and event marketing.

Ayojak in hindi means “organizer”, which is basically what the service is all about.

13. Mauj

Mauj, which in English means “Fun” is a company focused on building great customer destinations on Mobile Internet. Established in 2003, it was formed with a vision to empower consumers by providing entertainment and information via mobile phone and specifically on Mobile Internet platforms.

14. Saavn

Saavn was founded in 2006 by Vin Bhat, Neal Shenoy, and Paramdeep Singh in a partnership between New York based parent company 212 Media, Indian company Hungama, and Schramm Sports & Entertainment. Saavn is a digital distributor of Bollywood and Kollywood music, with rights to over 2 million music tracks. The name Saavn is an acronym for “South Asian Audio Visual Network” and in Hindi;Saavn is the season of Monsoon, which is often associated with music.

15. PaGaLGuY

PaGaLGuY is India’s biggest and most trusted MBA preparatory resources website, used by over 700,000 MBA applicants every month. It was started in 2002 and it follows an online community approach to create smart and useful products to make the lives of MBA applicants easier.

Pagalguy is one of the funniest names for a web portal which means “A mad boy” which refers to those people who are crazy about MBA preparations.

16. Sarkariexam.com

SarkariExam is the first dedicated government job portal in India with an objective of satisfying the demand of every educated individual to get a job position in Indian Government sector. It provides all the vital information that, too with most accurate and precise format so that the information is easily available and grasped by the user.

17. Avashya.com

India has seen a tremendous growth in Web 2.0 technologies. India is a unique market for interesting technological challenges, social networking and mobile devices. Together these factors have created an unseen buzz and flurry of funding into Web 2.0 initiatives. Avashya which means “Necessary” in English is a central destination for news, insights and analysis about India's contributions to Web 2.0 and beyond.

18. merinews.com

Merinews is India’s largest citizen journalism portal. It is an open platform for every citizen who wishes to share news, views, analysis, pictures etc with people around the world.

The name of the company means “My News”.

17. Apalya Technologies

Apalya, which means `mobility' in Sanskrit, is said to control the biggest share of the Indian mobile TV market, with over 4 million subscribers; the company claims it has a 99% marketshare. It was formed in 2005 to take advantage of the growing demand for Live Television, events and video on demand in the mobile space.

18. NaapTol

Launched in January 2008, Naaptol has grown to become one of India's largest comparison based social shopping portal. It is one-stop destination for shoppers, merchants and market enthusiasts which binds buyers and sellers in a profitable network. Naaptol helps people connect better making the whole experience of buying easier.

Naaptol is a Hindi word which means “To measure”.

19. Vyome Biosciences

Vyome, which means ‘Sky’ or ‘Heaven’, is a biopharmaceutical company leveraging next-generation functional genomics platforms, medicinal and polymer chemistry and nanotechnology to inspire the design and engineering of highly effective best-in-class therapeutics for dermatological indications.

22. Vaakya Technologies

Vaakya Technologies is a Bangalore based technology firm focused on fundamental research and development of innovative software infrastructure products.  for development and deployment of distributed software applications.

23. GupShup

GupShup is a social messaging service that enables users to share their short messages, privately with friends, or publicly with all. The service works on every mobile device and can be accessed via SMS, web, wap or mobile apps. It has over 60 million users in India, and expanding internationally.

“GupShup” is a Punjabi term meaning something like the English “chit chat.”

24. Yebhi.com

It is the fastest growing company in lifestyle category in India. It had started with the sale of multi brand Footwear online through its website. Enormous success in footwear category inspired the company to expand in other categories like Apparels, Accessories, Bags, Jewellery and Mobiles.

Yebhi is a Hindi phrase which in English means “This Also”.

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I dare you to…

What you do every day is already important because you are exchanging a day of your life for it.  But today, I dare you to take it up a notch, pump some extra life into every hour, and really make your time count.

Today, I dare you to…

1. Make someone else smile. – Ordinary people worry today and postpone their happiness for tomorrow.  Intelligent people are happy today and postpone their worries for tomorrow.  Wise people only wish happiness for all, today and tomorrow.  If you wish to have a lifetime of happiness, dedicate time every day to helping others smile with complete sincerity and enthusiasm.
2. Be imperfect. – Something that is really difficult, but totally worth it, is giving up on being perfect and beginning the journey of becoming your true self.  The most beautiful part of this journey is simply returning to the peaceful feeling of being.  This peace is the result of retraining your mind to process life as it is, rather than as you think it should be.
3. Be enthusiastic about what you’re doing. – You’re not given a good life or a bad life.  You’re given life, and it’s up to you to make it good or bad.  So wake up and get motivated; not everybody made it to today.  Don’t take your time for granted.  Don’t waste time thinking back to whatyou could have done differently yesterday.  Keep your eyes on the road ahead and do it differently today.  Wherever the road takes you, bring your passion.  Whatever you do along the way, do it with all your heart.
4. Make the best of what happens. – More important than what happens to you, is what you make of what happens to you.  The more thankful you are, the more beautiful this world appears.  You must uncover the good in the bad, the happy in your sad, the gain in your pain, and what makes you grateful not hateful.  
5. Forgive your past self. – Sometimes, good people like you make bad choices.  It doesn’t mean you’re bad; it means you’re human.  So get bored with your past; it’s over.  Forgive yourself for what you think you did or didn’t do, and focus on what you will do starting now.
6. Spend some time simply being and breathing. – The only way to live happily ever after is one day at a time.  Just be, breathe, and think not about what you’re missing, but what you’ve been given.  Happiness is something that comes into our lives gradually through the doors we don’t even remember leaving open.  
7. Learn something new. – It’s important to remember that you cannot become who you are capable of being by remaining exactly where you are.  If you are not willing to learn and grow, no one can help you.  But if you are determined to learn and grow, no one can stop you.  In the end, there are no permanent jobs on this planet; we are all interning here.  Learn from everyone, evolve, remain humble, and don’t forget to have a good time.
8. Look in the mirror, and tell yourself what you love about yourself. – What we see in the mirror is what we see in the world.  Our disappointment in others perfectly reflects our disappointment in ourselves.  Our acceptance of others perfectly reflects our acceptance of ourselves.  Our ability to see potential in others perfectly reflects our ability to see potential in ourselves.  Our patience with others perfectly reflects our patience with ourselves.  You get the idea – you’ve got to show yourself some love first.
9. Focus on the qualities you like about those around you. – Whenever we focus on a person’s wonderful qualities, we have a wonderful relationship with them.  Whenever we focus on a person’s not so wonderful qualities, we have a not so wonderful relationship with them.  What we focus on grows in our minds and hearts.  
10. Say “yes” to a spontaneous opportunity. – Everything in life can’t be planned.  Some of the greatest opportunities will knock on your door when you least expect them to.  Be flexible, be spontaneous, and just say “yes.”

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