Dream or My Wish List

1. Be a successful Business Women.
2. Have a Flat Stomach throughout my life.
3. Do something of good cause for the society.
4. Make all my loved ones happiest and contended.
5. Travel Around the world with someone who love me like crazy.

Read More

Loyalty

Marriage succeeds by being loyal, sympathetic, loving, caring and respecting each other. Good relationships meet in the middle. The most important trip one will likely take in life is meeting others half way. Couples can achieve far more by working together, rather than against them. Giving others a voice, and showing them that their ideas matter, will have a long-lasting impact on both them and their relationship.

Read More

Lack of Funds ...??

As they say, It starts with a dream.  Add confidence, and it becomes a belief.  Add commitment, and it becomes a goal in sight.  Add action, and it becomes a part of your life.  Add determination and time, and your dream comes true.

When you least expect it, something great will come along. Something better than you ever planned for. Mother Nature opens millions of flowers every day without forcing the buds. Let this be a reminder not to force anything, but to simply give beautiful things enough love and an opportunity to grow naturally.

Today, choose differently. Pick one part of your life that you are unhappy with and look at it from a different point of view. See the rain as nourishment for future growth. Consider being alone for a little while to create the solitude you need to hear your inner voice. Think of your lack of funds as an opportunity to experience the simple things in life. Right now, you can choose to allow the light to shine in your life. It is a choice. Why not allow it?

Read More

Lend Your Hand

Sometimes you will say something really small and simple, but it will fit right into an empty space in someone’s heart. Dare to reach into the darkness, to pull someone else into the light. Remember, strong people stand up for themselves, but stronger people stand up for others too, and lend a hand when they’re able to..

Read More

Marriage Blues

It know it happens to everyone and now its my turn but
Since there is a long courtship before the marriage,
I am addressing all the concerns.
As they say - In any union there will be some friction,
Mine effort is to minimise, if not completely eliminate, it.
I have adopted a greater degree of transparency and enhanced communication.
Because For me biggest challenge is to get the integration chemistry right.

Read More

life turning 180 degrees straight

Life is delivering new challenges full of excitement on my way these days. NO matter how much I want to hold onto old but its slipping away from my hands day by day as newness is entering in full speed from all the different directions. I have become latest flavor of change. Learning things by coming out of my comfort zone is tough as well as fun too. Pune is beautiful city with nice weather but i miss my Delhi very very much.
I now realized practically that To live without mom, dad, brother, family, friends & your home is not easy.

Read More

Breathtaking Beaches throughout the World

Based on the opinions and millions of reviews of travelers, the world's largest travel site, TripAdvisor recently released its list of top beach destinations that were chosen by millions of travelers globally, reports rediff.com. Listed below are the top 5 breathtaking beaches around the world.

1.Providenciales, Turks and Caicos Islands:

First in the list of the best beaches around the world comes the white sand beach of the Turks and Caicos island of Providenciales. The beautiful calm beach is a great spot for snorkelers and divers. You can also relax with your friends and family here as this hot spot offers a breathtaking view with a serene environment. Additionally you can opt to visit destinations like Iguana Island (home of endangered rock iguanas), the country's only golf course, beautiful art galleries and a casino, if you wish to travel here


2.Palm/Eagle Beach, Aruba: 

The gorgeous island of Aruba was populated since the year 1000. The Island that is rich in history and culture, Aruba treasures the Eagle beach which is a heavenly Caribbean beach. The beach is frequently visited by water sports lovers because of the various water sport activity that the beach offers. The other beach is the Palm Beach, located on the Island's west side, is also considered to be the best amongst travelers because of the perfect swimming conditions that the beach offers. Palm Beach has powdery sand and offers breathtaking view to the visitors. You can also opt to explore the beautiful Island of Aruba by a Bike or a Moped as it is only 20 miles long. And of course don't forget to visit the popular diving site, the wreck of the torpedoed tanker Pedernales. 

3. Tulum, Mexico: 

Situated in the south of Playa del Carmen in Mexico, Tulum is surrounded with lush bougainvillea-filled jungle at its back. You can avail the popular tourist bus from Cancun here to see the ruins some of the best preserved in the Yucatan, perch on cliffs beside the coast. If you opt to stay in Tulum itself, you can easily explore the beach by a bike. One can opt for diving or swimming in the clear crystal waters of the Caribbean as it is quite a fun filled experience here. 



4.Negril, Jamaica: 

One is sure to have a great experience in the wild beaches of Negril, beach resort town of Jamaica. The Seven Mile Beach, which is a home of adult oriented resorts here, is the most popular hot spot for tourists. Within walking distance you can find the West End, which offers laid-back accommodations and beaches, shops and restaurants. You can grab a cool drink at Rick's Bar and enjoy watching the mesmerizing view of the sunset. The horse back tour in the beaches is a must try. 

5.Saint Pete Beach, U.S: 

Sited on a peninsula off Florida's west coast, the gorgeous Saint Pete Beach, in the U.S appears to be quite attractive for travelers as it has Sugary-white sand, frolicking dolphins just off shore and eight major barrier islands. This picture perfect destination balances its oceanfront charms with top-notch art museums which includes the largest collection of Salvador Dali paintings outside of Spain. You can also enjoy kayaking in the calm waters or tour by a ferry to the nearby Caladesi Island State Park to experience the state's wild beauty.

Read More

Stupidest Technology Questions Often Googled

Technology is invading the planet. It’s literally replacing the need for human beings in every sphere. There are cars that drive itself, robots which go to work, homes which can talk and so on, no wonder why humans out there are afraid and asking so many questions, especially to Google about the stuff they think technology could do or at least they expect Google to give a satisfactory explanation.

Cracked.com compiled a list of five stupidest technology questions ever Googled by people, which never had an answer or it will.

Here are the questions.

# What Rights Do Robots Have?

This question actually lies in the brink. But as of now there does not exist even a single written law that robots have to live by. So for the time being, they can do whatever they want and apparently you can’t do anything about it. So what about the future? There may come a day when your children will be playing with their surrogate copy robot and they may also come under the laws. 

# How to Stop Hearing Voices through Electronics?

Ghosts are one of the worst things ever connected to technology. They are reported to appear everywhere, as voices in recordings to the strange voice you hear while swapping through the dead TV channels.

Apparently, you can’t do anything except listening to them and do whatever it says- May be pushing your haunted car off the bridge to beating up your disturbing neighbor and according to cracked, the voice will eventually leave you alone.

# Who invented Ice?

Whoever it is, ice is the worst. It sinks ships, gets under the car tire and hit you in the face at the end of your drink.

If you are still thinking, keep thinking about it.

# Can You make a Lot of Money Reading Emails?

It must be one of the dumbest question ever asked on Google and mostly the best one used to cheat the unaware millions in the cyber-space.

But according to Wicked, you can actually make money by reading the emails- not yours but your boss’s, especially when you find some words like affair, extortion or murder!

# What Inventions Haven’t Been Made?

Many of the people are so optimistic about technology that they keep on asking the above question since the technology is likely not to stop inventing anytime in the future.

So cracked gave a list of things which you can invent now and they will pay you in long run. Here are some of them- magazines which glow in the dark, a secret translator which will make you understand what the birds and pets say and a special glass which lets you see animals with souls!

Read More

Views on India's Narendra Modi

A kaleidoscope of events – lot told, half heard and less explored - Narendra Modi’s political life has been quite eventful which on one side is being adored as a role model and the most competent leader in the country while on the other, he is still the most divisive figure and a hated pariah for much of the Western world.

“Ill-told and ill-heard” - the Modi brigade rubbishes the never-ending stories on their enigmatic leader for whom he is the most possible future prime minister of India and his opponents, despite his fast evolving image changeover, still term his a mass murder of Muslims, on the memories of the 2002 Gujarat riots - the darkest chapter that refuses to fade away from history. His rise would rejuvenate the economy of the country but his lineage of aggressive Hindutva nationalism would polarize the country on religious lines and in all possibility, would undermine the long-cherished secular identity of the world’s largest democracy and a key American strategic ally, writes Simon Denyer of the Washingtonpost.

He is being looked upon quite enviously, even by his opponents, for his administrative excellence by which he has uprooted corruption and promoted economic and industrial growth in Gujarat. The Gujarat government under the leadership of Modi attracted investment from all over the world and many leading companies, including those from America like Ford and General Motors, flocked to the new-found favorite investment destination to do business.

However, the United States didn’t seem to have taken these good records into consideration as it denied him a visa over and again for his alleged involvement in the Gujarat riots. He was accused of failing to stop the riot during which nearly 1,000 to 2,000 Muslims were massacred and is also accused of actively encouraging the slaughter.

However, what reflects in his ever swelling popularity is a public demand among certain sections of the middle classes for a strong and decisive leader who can cure the plague of corruption, challenge the Chinese upper hand in the region, prevent the recurring terrorist attacks and finally, it also represents the general impatience of the overstated liberal principles of human rights and social justice, the Washingtonpost reads.

Modi, a man with few close friends, sleeps just three and half hours a night, admits of being a workaholic and his only pastimes is an early-morning spell of yoga. The article takes a look into his office ambience and says Modi demands a similar dedication from his colleagues and the other bureaucrats who work on tight deadlines. It portrays a quite unusual and a radically different way of working as even his cabinet ministers keeps him updated about their day-to-day schedules.

His policies, often harshly criticized as pro-industry and anti-people by his critics, had made sure that every village in the state is served by a paved road and has a reliable supply of electricity and drinking water, claims the report. With aggressive investment in irrigation, Gujarat saw a great leap in agricultural sector.

It’s there Narendra Modi came to be known as a man who can get things done and that reputation made him the favorite to become India’s next prime minister. He outstripped Rahul Gandhi to be voted favorite for the top job in a recent survey by India Today magazine with 24 percent opting Modi to be their desired PM while the Gandhi scion scored just 17 percent.

If the public sentiments grow stronger for Modi and if he climb’s the Prime Minister’s chair, it would be slightly uncomfortable for the United States. US doesn’t permit its diplomats to meet with Modi and Britain wouldn’t deal with him at all while many other countries won’t be worried by his record. “Private conversations with Western diplomats suggest that there is a general desire to rehabilitate Modi,” writes Denyer who also quoted the leaked 2006 cable from U.S. Embassy by WikiLeaks which said, “We believe it would dilute our influence to avoid Modi completely.” The cable also says that waiting until Modi “achieved national stature” to engage with him could be seen as opportunistic.

While it’s not very easy to wash away the stains of his past, his supporters say it is time to move on but his critics still call for his head saying that the systematic nature of violence makes this impossible. They says his increased efforts to do an image makeover is an attempt to fetch the national job but Modi rubbishes these allegations which he puts on “some vested interest groups” and says, “because I have not done anything wrong, and I am committed to the human cause.” With his Sadbhavana mission, Modi tried to reach out to his people with his development stories and to highlight the fact that there had been no major violence between Hindus and Muslims since 2002.

Read More

Earning Less than 8 Lakh in Financial Year 2012-2013? Your Tax will Go Up

The taxpayers have one more reason to get frustrated with the recent budget. The Finance Minister not only kept the tax-saving limit under Section 80C unaltered, but the deduction under Section 80CCF for infrastructure bonds has been removed. This will cut down the total tax savings from 1.2 lakh to 1 lakh which will thrust up the payable tax for individuals.

The deduction was increased two years ago and it has to be extended every year through an amendment. Tax experts had dreaded the worst when the finance minister did not mention it in his budget speech this year. Finance Ministry sources now authenticate that the 20, 000 deductions has been allowed to tumble this year.

It has come clean by now that the change will not burn those with an income of less than 5-6 lakh a year. The taxpayers in this section generally did not invest in infrastructure bonds in a huge way as the tax benefit is lesser for this slab. In a lot of cases, these taxpayers failed to exhaust even their 1 lakh deduction limit under Section 80C.

Though for investors with an income of up to 8 lakh, the scrapping of Section 80CCF means that they will have to pay up to 2,060 more tax next year. It will be more difficult for female taxpayers, but the cruelest gust is held back for senior citizens and very senior citizens. These taxpayers will end up paying almost 4, 120 more as tax. Add the burn of the hike in service tax and you can see a bigger serving of your income going as taxes next year.

Strangely, the elimination of the deduction overlaps with the government's plan to boost the funds to be lifted up by infrastructure lenders in 2012-13. This limit has been doubled to 60, 000 crore. This is the cause, the experts thinks that the deduction should have been allowed to persist. Moreover, it comes at a time when the government wants to raise money for the cash-hungry infrastructure sector. "It is a blow to individual investors as it will actually push up their tax burden. The deduction should be restored immediately,” said DS Rawat, Secretary-General, Assocham.

From Deduction to Exemption

Spending too much time worrying about the scrapped tax deduction is not worth it.  On the contrary, we should think about the exemption you can gain through the tax-free infrastructure bonds. Contrasting to the tax-saving bonds under Section 80CCF, these bonds will not cut your tax outgo. Nevertheless, the interest they earn will be tax-free. The interest earned on Section 80CCF bonds is fully taxable, which decrease the post-tax yield for investors. Besides, the tax has to be paid every year, not on the maturity of the bond.

Alternatively, the income from tax-free infrastructure bonds is completely exempted. What's more, unlike the 20, 000 ceiling in the tax-saving bonds, there is no limit to the amount that a retail investor can park in these bonds. Kamal Rampuria, Senior Vice-President, AUM Capital Market  said, "While the tax-saving bonds under Section 80CCF gave better returns, even tax-free infrastructure bonds are a good option for investors in the highest income bracket.”

Read More

Royal Weddings - Most Expensive Ones

Royal weddings always have a different flavor added to it, with its rich and unique style ranging from decorations to food. The whole world looks upon these high class marriages anxiously with a glint of surprise and delight in their eyes, which cannot be matched with normal weddings. Let us have a look at some of the most extravagant and expensive royal weddings of all time-

William and Kate

The world witnessed the royal wedding of the century on 29 April, previous year when Prince William married the women of his dreams, his college sweetheart Kate Middleton. The streets of London were packed with more than 2 million viewers, who gathered around to get a glimpse of this royal wedding, which happens to be the third most expensive wedding in history with millions splashed out. The total cost of the wedding is estimated to be around $50-80 million, with floral décor costing $800,000, security arrangements -$33 million and Kate’s gown costing $300,000 to $450,000.Moreover since the day was declared as an official holiday, it cost the economy an amount of $6 billion.

Charles and Diana

The wedding of Prince Charles and Lady Diana, termed as a ‘global event’ took place in the year 1981 which captivated the entire world. This large and extravagant function was more like a fairy tale wedding which had cost around $48 million ($110 million as per today's value). The price of the wedding gown of the bride was 9000 pounds and  for the cake they had to pay an amount of $6,000(rates will be double or triple as per today’s value).The estimated value of the wedding ring in today’s value is around 85,700 pounds and her gown’s 25-foot train is the longest in the history of royal marriages. Notable moments of the wedding were Diana reversing the order of Charle’s name while reading the vows and Charle’s forgetting to kiss his wife at the end of the ceremony. It took nearly 14 weeks to prepare the 27 wedding cakes and five-foot-tall main cake; moreover a duplicate cake was also made as a security measure.

Sheikh Mohammed and Sheikha Hind Bint Maktoum

The wedding of former King of Dubai, Sheikh Mohammed with his first cousin Sheikha Hind Bint Maktoum which took place in 1979 was more like a national festival which extended up to seven days and the event has found a place for itself in the Guinness records. An entire stadium which could accommodate up to 20, 000 guests was built and the total cost is estimated to be about $44.5 million (around $100 million in today’s value).The stadium featured displays of camel and horse riding, moreover an aerobatics display by the Dubai Air Force made the function even more fascinating and enjoyable. For one whole month the entire Dubai had fun and the King used to visit every village on his horse and supplied food to everyone.

Prince Felipe of Spain and Letizia Ortiz Rocasolano

The wedding between Felipe and Letizia was held at Cathedral Nuestra Senora de la Almudena in Madrin in the year 2004 and the function created big news with costs going up to $29 million, which included the security charges as well. A huge one million flower plantation campaign and the decorations along with the security of 18,000 policemen and soldiers added to the costs. During the marriage ceremony Felipe gifted Letizia with 13 gold coins as a part of Spanish tradition.

Princess Victoria and Daniel Westling

Princess Victoria accepted her former personal trainer Daniel Westling as her husband two years before an audience of 250,000.An amount of $3 million is the approximate wedding expense and it is supposed to be the most- watched royal wedding after Prince Charles and Lady Diana’s, which also included 150,000 tourists apart from the invited guests. Floral arrangements which were spread across the streets of Stockholm and building imitating the castle of the princess built in the city centre added to the charm of the occasion.

Read More

10 Global Events of 2011-2012 that Shook the Stock Market

Global economy saw a great turmoil during the financial year 2011-12. There are a few considerable incidences which have influenced this. Moneycontrol.com has jotted down such events, right from S&P’s cutting U.S. credit rating to the Chinese slowdown. Let’s have a look.

1. May 14, 2011

Dominique Strauss-Kahn, Managing Director of International Monetary Fund, was disgraced and forced to resign. He faced a trial after being accused of sexual assault on a maid in his penthouse suite of New York's Sofitel Hotel. He resigned as head of the International Monetary Fund. He was also a lead-runner at the French presidential election, but after this incidence, his presidential ambitions were ruined.

2. May 17, 2011

Anti-capitalism demonstrations were started in Spain on this day. These protests were a series of ongoing demonstrations in Spain started on 15 May with an initial call in 58 Spanish cities. By September, they spread to Britain and U.S. via Chile, with tens of thousands, representing across 82 countries by October.

September 17, 2011

Occupy Wall Street movement started on started, in Zuccotti Park, of New York City's Wall Street. Occupy Wall Street was initiated by the Canadian activist group ‘Adbusters’ and has led to “Occupy protests and movements” around the world. The Occupy Wall Street protests are against social and economic inequality, greed, corruption and the unjustified influence of corporations on government, especially from the financial services sector.

3. August 6

The United States lost its top AAA credit rating from Standard & Poor's, a United States-based financial services company. U.S. has lost its rating for the first time in history though there were concerns over the country's deficit and debt. “The downgrade reflects our opinion that the fiscal consolidation plan that Congress and the Administration recently agreed to falls short of what, in our view, would be necessary to stabilize the government's medium-term debt dynamics,” S&P said in a statement to Reuters. The CEO of S&P, Deven Sharma, was soon fired after this.

4. August 23

Gold price rose up to $1911.46 per ounce, which is highest monthly rise since 1999. This eventually happened after some investors sold the yellow metal on a notion of slowing economic growth. Amid crisis, U.S. Fed was taking measures to stimulate the U.S. economy. This made the investors take this decision of selling bullions.

5. September 15, 2011

Rouge trading hit one of Europe’s biggest banks, UBS, costing it up to $2 billion, which almost blow its reputation. This scandalous news pushed down its share by 10.8 percent. Director Kweku Adoboli was held responsible for this and eventually arrested. Sergio Ermotti is the new CEO of UBS.

6. October 5, 2011

World lost a genius and a visionary icon, Steven P Jobs. The Inc Chairman and Co-founder of Apple, who brought a revolution in the tech world of personal computer industry died out of Pancreatic Cancer.

February 29, 2012

Apple's market capitalization soared over $500 billion in trade. Today Apple stands at a market value of $546 billion, with around 63,300 employees.

7. November 6, 2011

Greek PM, George Papandreou, agreed to step down from power amidst crippling debt crisis. He is succeeded by Lucas Papademos, Vice president of the European Central Bank. This was a sign that the country was deep in trouble.

8. November 8, 2011

UN stated in a report that it has “serious concerns” about Iran’s nuclear activities and also has “credible” information that Tehran is working to develop atomic weapons. This notion alerted the West to reinforce sanctions against the Islamic republic.

February 19, 2012

Iran banned oil exports to Britain and France following sanctions put in place by the European Union and the United States in January.

9. December 8, 2011

The European Central Bank gave 489.2 billion euro in cheap, as a three-year loan to 523 banks. This step was taken in effort to seize the financial crisis in the euro zone. Though the markets cheered but this attempt did not fully pay-off and warranted a second round of easing from the ECB.

10 March 11, 2012

China has a trade deficit of $31.5 billion which is the biggest of the decade. This happened as imports increased faster than exports for the nation. China is trying to bring about a standard shift in functioning of the nation, by reducing the dependence only on the export.

Read More